European Investment Bank (EIB)

Lending, blending and advising

• Lending: The vast majority of our financing is through loans, but we also offer guarantees, microfinance, equity investment, etc.
• Blending: Our support helps us unlock financing from other sources, particularly from the EU budget. This is blended together to form the full financing package.
• Advising: Lack of finance is often only one barrier to investment. We can help with administrative and project management capacity which facilitates investment implementation.

See "Products section" for our full range of products and services.

Our priorities

We support projects that make a significant contribution to growth and employment in Europe. As part of our counter-cyclical approach, our activities focus on four priority areas:

• Innovation and skills
• Access to finance for smaller businesses
• Environment and climate
• Infrastructure

We raise the bulk of our lending resources on the international capital markets through bond issues. Our excellent rating allows us to borrow at advantageous rates. We thus are able to offer good terms to our clients.